Allocation of Gain (Loss):	2004	2005	2006
To Regular Reserve	0	0	0
To Undivided Earnings	121,219	106,022	122,282
Other Income and Expense	0	0	0

Dividends:	2004	2005	2006
Annual Rate - December 31	0.90%	0.70%	0.90%
Amount Paid (Declared)	226,639	262,989	334,001

Statistical Data:	2004	2005	2006
Number of Accounts	4,156	4,143	4,111
(End of Period)

Loans: (since organization)	2004	2005	2006
Number of loans made	38,423	38,832	39,195
Amount of loans made	133,844,517	140,295,805	145,542,605
Loans charged-off	$1,135,077	1,180,149	1,221,402
Recoveries on Loans	$229,254	232,828	242,236
Net amount unrecovered	$905,823	$947,321	$979,166

Loans:	2004	2005	2006
Number of loans made	392	409	363