|
| Income: |
2004 |
2005 |
2006 |
| Interest on Loans |
$735,316 |
$737,786 |
$788,718 |
| Income from Investments |
254,388 |
299,330 |
376,488 |
| Fees and Charges |
26,470 |
25,391 |
30,720 |
| Misc. Operating Income |
74,097 |
74,078 |
87,422 |
| Gross Income (Full Year) |
1,090,270 |
1,136,586 |
1,283.344 |
| Expenses: |
2004 |
2005 |
2006 |
| Total Expenses (Full Year) |
742,411 |
767,574 |
827,062 |
| Net Gain (Loss): |
347,859 |
369,012 |
456,282 |
| Allocation of Gain (Loss): |
2004 |
2005 |
2006 |
| To Regular Reserve |
0 |
0 |
0 |
| To Undivided Earnings |
121,219 |
106,022 |
122,282 |
| Other Income and Expense |
0 |
0 |
0 |
| Dividends: |
2004 |
2005 |
2006 |
Annual Rate -
December 31 |
0.90% |
0.70% |
0.90% |
| Amount Paid (Declared) |
226,639 |
262,989 |
334,001 |
| Statistical Data: |
2004 |
2005 |
2006 |
| Number of Accounts |
4,156 |
4,143 |
4,111 |
| (End of Period) |
|
Loans:
(since organization) |
2004 |
2005 |
2006 |
| Number of loans made |
38,423 |
38,832 |
39,195 |
| Amount of loans made |
133,844,517 |
140,295,805 |
145,542,605 |
| Loans charged-off |
$1,135,077 |
1,180,149 |
1,221,402 |
| Recoveries on Loans |
$229,254 |
232,828 |
242,236 |
| Net amount unrecovered |
$905,823 |
$947,321 |
$979,166 |
| Loans: |
2004 |
2005 |
2006 |
| Number of loans made |
392 |
409 |
363 |
|
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