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Have Your Older U.S. Savings Bonds stopped earning interest?

Many Savings Bonds issued prior to 1970 have reached final maturity and are no longer earning interest. By visiting www.savingsbonds.gov, you can check out the Savings Bond Calculator - a FREE program that tells you the current value of your bonds, when they increase in value, and when they stop earning interest.

Savings Bonds purchased
prior to December 1965 >
stop earning interest
40 years from the issue date.
Savings Bonds purchased
prior to November 1965 >
stop earning interest
30 years from the issue date.

Go to this page to find out current bond rates

If your Savings Bonds are no longer earning interest, you should redeem them at your local financial institution. Or, you may exchange them for Series HH Bonds for up to one year past final maturity and continue to defer the accrued interest for federal income tax purposes.*

Check out the Savings Bond Calculator at www.savingsbonds.gov for information on older bonds. 1-800-4US BOND

*Savings Bonds interest is exempt from state and local income taxes.

 

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